Estimating Payroll for Workers’ Compensation Premium

Published October 3, 2022

The Bureau of Workers’ Compensation (BWC) has begun installment billings for Private Employers for the July 1, 2022 rate year. Your premium payments for the rate year are based on the installment schedule that you selected. In July of 2023, you will receive your annual Payroll True Up Report from the BWC, where you will report your actual payroll for the July 1, 2022 rate year. If your actual payroll was lower than the BWC’s estimate ...

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Hierarchy of Hazard Control

Published September 30, 2022

One of the keys to a safe workplace is evaluating, identifying, and eliminating hazards. There is a step-by-step process available called the “Hierarchy of Controls”. The hierarchy of controls can be an effective tool to reduce the frequency and or the severity of injuries at your workplace and ultimately help reduce workers’ compensation costs. This 5-step process was created in the 1950’s and is still used today. The ...

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NARI Welcomes New Member and New Offerings

Published August 10, 2022

We are excited to welcome Capital One Spark Business to NARI of Southwest Ohio. This member is represented by Tom Merritt, Vice President, Spark Business, who is based in Cincinnati and consults with businesses regarding corporate card solutions and teaches them how they can use their card as a payment tool to earn 2% cash back on their purchases. Their cash back offering also comes with a $1,200 bonus. For those companies who prefer ...

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The Hazards of Heat

Published August 3, 2022

We are well into the dog days of summer! Many of us may be thinking that fall (and cooler weather) are right around the corner. However, it is important we stay mindful of the hazards from the heat during these last few months. There are ways we can combat heat illness but let’s first take a look at how the body uses its’ own mechanisms. Normal body temperature is around 98O F and to achieve that temperature the body responds in the ...

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Ohio Workers’ Comp and Experience Modification Rate

Published August 3, 2022

Ohio is one of a handful of states that has a state administered workers’ compensation system. The Bureau of Workers’ Compensation (BWC), established in 1912, is the largest state-operated provider of workers’ compensation insurance in the United States. An employer’s experience modification rate (EMR), which is determined by the BWC, greatly impacts workers’ compensation premium that an employer pays. If you have ...

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